1. Plan on having added insurance coverage that insurances you in case a plumbing fixture breaks (like a shower valve in the wall) and causes damage to your unit and other units?- shop around, maybe $50/mo?
In addition, require your tenant to get renter's insurance and double check the coverage of the HOA for "common wall" issues like plumbing and roof.
2. Plan on regular unit maintenance (i.e. carpet, paint, interior repairs).? I estimate 5% on my units per year, but I think you have to consider the age of the building and the age of?interior.
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